Crop Hail insurance provides the grower protection against yield reduction caused by hail and/or fire. Other coverages available include transit, vandalism, lightning, fire department service charge and/or stored grain. Optional endorsements are available for wind damage and/or replant coverage.
The dollar amount of coverage per acre is selected by the grower. Deductible options allow you to insure up to the full value of the crop.
Companion Hail coverage is also available to insure the portion of the crop not covered under federal crop insurance policies by paying out most of the liability with an increasing payment factor before a loss would be payable under a Yield Protection or Revenue Protection plan.
A Production Hail policy may be a more efficient alternative to traditional hail insurance plans, such as Basic and Companion Hail insurance
